The Nitty Gritty, Part 1: How We Manage our 76% Savings Rate

A lot of financial blogs out there are written by people earning six-figure incomes. I have no qualms with those people, who undoubtedly work very hard for their money and make good choices about what to do with it. And, they’re probably smarter than me; picking a career with that level of income potential is …

Is Your Brain Making You Poor? Six Financial Fallacies and How to Beat Them

How often have you started out the month with a certain budget in mind, determined to hold firm and finally save money, only to fall back on the same poor habits and end up broke before you even cash your first paycheck? That's because, when it comes to finances, it takes more than willpower to …

Why We Bought Our House

Two twenty year olds working minimum wage jobs, living with their parents, in college, with no renovation experience decide to sink almost $50,000 into a short sale property. What are these crazy people thinking? Seriously, sometimes I wonder that myself. Were we crazy to get ourselves into this highly unconventional situation? Well, now that some …

Our Story: An Introduction

In the “About Us” section of the blog, I briefly introduced myself, but I wanted to explain a bit more in depth about my husband’s and my path to extreme frugality. I realize we’re in a unique position as very young people who are super into saving/investing, so I wanted to share more how we got to this point.